Best Bank Bonuses This Month (March 2026)
February 26, 2026
Every month, we review all available bank account bonuses and highlight the ones worth your time. This month has some standout offers, including several with easy requirements and no monthly fees. Here are our top picks for March 2026.
How We Pick Our Top Offers
We evaluate bank bonuses based on several factors: the bonus amount relative to the requirements, whether monthly fees can be easily waived, geographic availability, and how quickly the bonus pays out. We prioritize offers that give you the most value for the least effort.
Best Overall: Chase Total Checking — $400
Chase continues to offer one of the most accessible bonuses on the market. With only a $1,000 direct deposit requirement and nationwide availability, this is our top pick for most people. The $12 monthly fee is easily waived with direct deposits of $500 or more, and Chase's massive branch network makes it convenient for anyone who values in-person banking.
💡 Chase bonuses are typically paid within 15 business days of meeting the requirements — one of the fastest payouts in the industry.
Best No-Fee Option: SoFi Checking & Savings — $300
SoFi stands out for having zero monthly fees and a competitive 3.8% APY on savings. The $5,000 direct deposit requirement is higher than Chase, but the combination of no fees, a solid bonus, and ongoing interest earnings makes this an excellent long-term banking option. Available nationwide with no branch requirement.
Best High-Value: Huntington Platinum Perks — $600
If you can meet the $25,000 deposit requirement, Huntington's $600 bonus is one of the highest available right now. The $25/month fee is waivable with a $25,000 combined balance. This offer is best suited for those who already keep significant cash in their bank accounts and can simply move it to Huntington.
⚠️ This offer expires March 14, 2026 — if you're interested, act fast.
Best for Easy Requirements: Huntington Perks Checking — $400
Huntington's standard Perks Checking requires just a $500 direct deposit for a $400 bonus — the lowest direct deposit requirement for a $400+ bonus we've seen. The account has no monthly fees and no minimum balance. The only catch is limited state availability, so check if your state qualifies.
Best for Large Deposits: KeyBank Select Checking — $500
KeyBank offers $500 for a $5,000 direct deposit requirement. The $25 monthly fee is waivable, and the offer is available in 15+ states. A solid middle-ground between the easy-requirement and high-value tiers.
Honorable Mentions
- •Associated Bank Checking — $600 bonus with just $500 direct deposit. Only available in select Midwest states, but an incredible deal if you qualify. Expires February 27, so act immediately.
- •Citi Checking — $450 bonus. Requires $1,000 direct deposit. Good nationwide option with flexible fee waivers.
- •Capital One 360 Checking — $250 bonus. Lower bonus but completely free account with no fees and no minimums.
Tips for Maximizing Your Bonus
- •Open accounts at the beginning of the month to give yourself the full qualifying period.
- •Set up direct deposit immediately — don't wait until your next pay cycle.
- •Stack bonuses by opening accounts at multiple banks (as long as you can meet all the requirements).
- •Check your eligibility before applying — many banks require you to be a new customer.
- •Bookmark our offers page to stay updated on new promotions as they launch.
We update this list at the beginning of every month. Check back in April for our next round of top picks, or browse all current offers to see everything that's available right now.